Risk profiling, portfolio allocation, and Monte Carlo goal simulations — all explained simply, for long-term investors.
Free to start · No credit card · Built for Indian markets
Indians planning for
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Goals planned
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Simulations run
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Portfolio plans
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Avg. success prob.
Three clear steps — risk profile, allocation plan, simulated goal path. Takes under 5 minutes.
Your risk profile
01 · Profile your risk
Portfolio blueprint
02 · Get your blueprint
Goal probability
chance of reaching ₹1 Cr by 2044
Scenario analysis
03 · Simulate & optimize
We built Aurelian Capital to give you institutional-quality tools — and the understanding to use them well.
Most finance apps ask a few vague questions and slot you into "moderate." Aurelian Capital runs your answers through an actuarial scoring engine that weighs your income stability, time horizon, goal urgency, and loss-aversion response together. The result is a composite risk score that actually reflects how you behave — not just what you say. It drives every allocation decision downstream, so the portfolio you receive is genuinely yours, not a template.
Your risk profile
Your score
7.4 / 10
Profile
Growth
Once your risk score is set, Aurelian Capital translates it into concrete numbers: how much of your money goes into equity, debt, and gold; what your monthly SIP should be; and when to rebalance. Every percentage and every rupee figure is derived from your personal profile, not pulled from a generic 60/40 rule. We also explain *why* — so you understand what you own and why you own it, making you a more confident, informed investor over time.
Portfolio blueprint
Monthly SIP
₹18,500 / mo
Monte Carlo simulation is the same technique used by pension funds and institutional allocators to stress-test portfolios. Aurelian Capital runs your exact goal — say, accumulating ₹1 crore for retirement in 20 years — across 10,000+ randomly generated market scenarios, each drawn from realistic equity, debt, and gold return distributions for Indian markets. The output tells you not just "you might reach your goal" but precisely: *there is a 74% probability you will reach ₹1 crore by 2044, given your current SIP and allocation.* That number becomes your most important metric — and you can move the levers (SIP amount, timeline, target corpus) and watch it shift in real time.
Goal probability — Retirement ₹1Cr
74%
success probability
Distribution of final corpus across 10,000 simulations
Markets drift. Your allocation will drift too — equity outperforms for two years, and suddenly you are overweight by 12%. Aurelian Capital tracks this drift continuously and tells you exactly which SIP to increase or decrease to return to your target allocation. You do not need to sell, panic, or guess. The system tells you: redirect ₹2,000 per month from your debt fund to your equity fund, and drift is corrected. It is the discipline of a wealth manager, automated and applied to your exact portfolio.
Drift alert
Recommended action
Redirect ₹2,000/mo from debt to equity SIP to rebalance.
A single projected number lies to you. A Monte Carlo simulation doesn't. We run your exact goal — say, ₹1 crore for retirement in 20 years — across 10,000 randomly generated market scenarios, each drawn from realistic Indian equity, debt, and gold return distributions.
The output is a probability: "You have a 74% chance of reaching your goal by 2044." That number is your compass. When markets move, you see how your probability shifts — and exactly what to adjust to bring it back.
Portfolio value, allocation drift, goal progress, and SIP health — on one intelligent dashboard that updates in real time.
The same Monte Carlo techniques used by pension funds and institutional allocators — repackaged without the jargon, the fees, or the minimum investment requirements.
Every recommendation includes a clear rationale. You always understand why — no black boxes, no trust-me outputs.
We don't earn commissions. We don't sell funds. Our incentive is aligned with your outcome — not your transaction.
Goal probability instead of a single projection line. You see the bear, base, and bull case — and what to adjust in each.
6% inflation default. 3% withdrawal rule. SEBI-compliant fund categories. Not a US product ported over.
Clear, research-backed articles on the concepts that drive Aurelian Capital — so you understand every number in your plan.
Join thousands of investors who replaced guesswork with a clear, data-driven plan. Free to start, no credit card required.
Educational insights only. Not financial advice. Learn about our approach
