Aurelian Capital
We built whatwe were alllooking for.
Every financial platform we tried gave us either generic advice, opaque outputs, or tools built for US markets and ported over to India.
So we stopped looking and started building. Risk profiling, portfolio allocation, goal planning — with every formula written out, every assumption shown.
Advice is tied to products.
Most platforms earn a commission on what they recommend. That means "best fund" often means "best fee for us." We don't sell funds. We have no distributor relationship. We make money only when you upgrade — not when you invest.
The math is always hidden.
You get an output. No formula. No assumptions. No idea why the number changed when you touched the slider. Every recommendation we make shows every calculation — open, auditable, yours to disagree with.
India got the US version.
The 4% withdrawal rule. The 60/40 portfolio. Derived from US data, US inflation, US markets. India has 6% structural inflation, younger equity markets, and different tax laws. We built from Indian first principles.
Some things we've decided not to do,
even if we could.
Earn commissions on fund recommendations
It immediately misaligns our incentives with yours. We'd recommend the fund that pays us most, not the one that suits you.
Hide the formula behind the output
If you can't verify our math, you can't trust it. Every projection shows every assumption we used to reach it.
Apply US-derived withdrawal rules without adjustment
The 4% rule was calibrated on US equity returns and 3% inflation. India's inflation runs at 6%. The maths is different here.
Sell you a plan and disappear
Goals change. Markets change. A good plan adapts. Our tools let you re-run the numbers whenever life changes.
Make professional-grade investment planning accessible to every salaried Indian. Not some day. Now.
The salaried class in India saves a significant portion of income and has nowhere good to put it. Mutual fund distributors want commissions. Banks push their own products. DIY is overwhelming and error-prone. We think that gap deserves a real solution — not another app with a chatbot and a referral code.
₹0
Cost to get started.
All 3 calculators. Your first risk profile. Your first portfolio recommendation. The plan only pays when you want the full roadmap.
3
Free calculators
SIP · FIRE · Step-Up SIP
100%
Explainable outputs
Every number shows its math.
Ready to see your actual numbers?
No sign-up needed for the calculators.