Asset Allocation in India: How to Build a 65/20/15 Portfolio
The classic 60/40 was built for US markets in a different era. Here is how equity, debt, and gold interact in the Indian context — and why that split matters for your long-term wealth.
Research-backed articles on SIPs, portfolio allocation, and retirement planning. We go beyond generic advice to give Indian investors clarity, data, and actionable tools.
How to divide your capital between Indian equity, debt, and gold for maximum resilience.
The classic 60/40 was built for US markets in a different era. Here is how equity, debt, and gold interact in the Indian context — and why that split matters for your long-term wealth.
Optimising for 'highest return' is the wrong question. Here is how building separate goal-based portfolios changes your relationship with risk, time, and money.
Data-driven insights on mutual fund SIPs, lumpsum timing, and building wealth over decades.
Understanding inflation, real returns, and the mechanics that drive long-term personal finance.
Rupee-cost averaging is not magic — it is arithmetic. Understanding the exact mechanism shows you when it helps most, and when to add to it with a step-up strategy.
A 12% return sounds excellent. After 6% inflation, it is 5.7% real. Here is why inflation-adjusted thinking transforms how you plan, invest, and define success.
Everything you just read is built into Aurelian Capital. Risk profiling, Monte Carlo simulation, portfolio allocation — specifically built for the Indian market.